YOUR JEWELRY, YOUR PAYMENT CHOICE
At Ralph's Jewelers, we offer flexible financing, leasing, and payment solutions so you can shop the way that works for you.
RALPH'S FINANCIAL LUXURY CARD
Zero down, no interest and up to 24 months of special financing with the Ralph's Jewelers Financial Luxury Card, powered by Synchrony.
AMERICAN FIRST FINANCE
All credit is welcome. Enjoy an easy application with a fast approval decision and flexible payment options that fit your budget.
APPLY NOW
ACIMA LEASING
Shop without perfect credit. Lease now and buy later, with early purchase options available to help you save.
APPLY NOW
QUICK & EASY
Enter a few pieces of information for a real-time decision.
FLEXIBLE OPTIONS
Choose the financing or leasing plan that's right for you.
SECURE CHECKOUT
Your personal information is protected for a safe checkout experience.
CREDIT CARD
Shop securely online with all major credit cards. Every purchase is protected by advanced encryption for your peace of mind.
*Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and
conditions subject to change at any time without prior disclosure or notice.
Products may vary by location.
†Decisions may take additional time and not be same day, including if more information is needed to complete an application.
IN-STORE PAYMENT
Experience personalized service at our Sacramento showroom. Our expert staff will guide you through your purchase while you try on your selected pieces. Questions? Email info@ralphsjewelers.com or visit us in store.